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What are the requirements for the USDA program in El Paso?So that’s going to be looking at a 640 minimum credit score requirement. There is a income requirement too when applying for a USDA Loan El Paso.. So basically the income requirement is about 78,000 if you’re in a family of 1 to 4 if you’re in a family of 5+ that’s gonna go up to about $103,000 on the income limit.